Published on: November 3, 2025
Category: Banking Compliance | Regulatory News
Tags: RBI, DICGC, Audit, Marathi Circulars, Staff Notices
🔍 What’s New in RBI’s Latest Circular?
The Reserve Bank of India recently issued a circular dated October 31, 2025, focusing on:
- Revised deposit insurance communication protocols
- Updated compliance timelines for cooperative banks
- Clarification on bilingual customer notices under DICGC norms
This blog breaks down the circular into simple, actionable points for staff, customers, and auditors.
📌 Key Highlights
- Deposit Insurance Coverage:
All banks must now display DICGC coverage notices in English + regional language at branches and websites. - Audit-Ready Templates:
RBI mandates traceable staff communication logs for circular implementation. We’ve created a downloadable bilingual notice template for your use. - Customer Clarity Mandate:
Banks must ensure that customers understand insurance limits, claim timelines, and exclusions—especially in rural and semi-urban branches.
📥 Download Zone
- ✅ [Bilingual Customer Notice Template – DICGC Update]
- ✅ [Staff Circular Format – RBI Compliance Log]
- ✅ [Audit Rationale Note – Circular Interpretation]
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