CRR & SLR Reporting – RBI has redefined the reporting cycle for Rural Co-operative Banks. From December 15, 2025, CRR & SLR will be reported on calendar fortnights (1–15 and 16–end of month). ग्रामीण सहकारी बँकांसाठी CRR आणि SLR रिपोर्टिंग आता कॅलेंडर फोर्टनाइटनुसार होणार आहे – १ ते १५ आणि १६ ते महिन्याचा शेवट.
🔑Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025 – Key Highlights / मुख्य मुद्दे –
- Fortnight definition बदलले – Saturday–Friday ऐवजी Calendar आधारित.
- Form B – Single fortnightly return (Provisional/Final बंद).
- Form I – Monthly return (15th आणि महिन्याचा शेवट).
- Transition period – 13–15 Dec 2025 साठी विशेष नियम.
- Reporting portal – CIMS मध्ये नवीन codes वापरून.
📊 CRR & SLR Reporting change Comparative Table
| Aspect | Old System | New System (Dec 2025) |
|---|---|---|
| Fortnight Definition | Saturday → Next Friday | 1–15 & 16–End of Month |
| Form B | Provisional + Final | Single Return |
| Form I | Alternate Fridays | 15th & Last Day |
| Portal | Legacy | CIMS Portal |
📈 CRR & SLR Reporting change Timeline Chart
Fortnight Cycle (New System) --------------------------------- | 1–15 (CRR/SLR based on NDTL) | | 16–End (CRR/SLR based on NDTL) | --------------------------------- Transition: Dec 13–15, 2025 → 100% CRR compliance
📝 CRR & SLR reporting change Practical Impact / प्रत्यक्ष परिणाम
English: Banks will find reporting easier, aligned with calendar months, reducing audit confusion. मराठी: बँकांना रिपोर्टिंग सोपे होईल, कॅलेंडर महिन्याशी जुळवून, ऑडिटमध्ये गोंधळ कमी होईल.
✅ CRR & SLR Reporting change Action Checklist
- Update CRR/SLR reporting cycle → Calendar fortnight.
- Submit Form B fortnightly → Single return only.
- Submit Form I monthly → 15th & last day.
- Ensure 100% CRR compliance during Dec 13–15 transition.
- Use CIMS portal with new codes.
❓ Frequently Asked Questions (FAQ)
Q1. What is the new RBI reporting cycle for CRR & SLR?
English: From December 15, 2025, Rural Co-operative Banks must report CRR & SLR on calendar fortnights: 1–15 and 16–end of month.
मराठी: १५ डिसेंबर २०२५ पासून ग्रामीण सहकारी बँकांना CRR आणि SLR रिपोर्टिंग कॅलेंडर फोर्टनाइटनुसार करावे लागेल – १ ते १५ आणि १६ ते महिन्याचा शेवट.
Q2. Which forms are required under the new system?
English: Banks must submit a single Form B (fortnightly) and Form I (monthly) via the CIMS portal.
मराठी: बँकांना एकच Form B (फोर्टनाइटली) आणि Form I (मंथली) CIMS पोर्टलवर सबमिट करावा लागेल.
Q3. What happens during the transition period in December 2025?
English: Between December 13–15, 2025, banks must maintain 100% CRR based on NDTL of November 28, 2025, and file returns under both old and new codes.
मराठी: १३–१५ डिसेंबर २०२५ दरम्यान बँकांना २८ नोव्हेंबर २०२५ च्या NDTL वर आधारित १००% CRR ठेवावा लागेल आणि जुने व नवे कोडनुसार रिटर्न्स सबमिट करावे लागतील.
Q4. Why did RBI change the reporting cycle?
English: To simplify compliance, align reporting with calendar months, and integrate submissions into the Centralised Information Management System (CIMS).
मराठी: कंप्लायन्स सोपे करण्यासाठी, रिपोर्टिंग कॅलेंडर महिन्याशी जुळवण्यासाठी आणि सबमिशन्स CIMS मध्ये एकत्रित करण्यासाठी RBI ने हा बदल केला.
Important Links –
Reserve Bank of India (Rural Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025
Download Circular – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025 No – RBI/2025-26/154DOR.RET.REC.360/12.01.001/2025-26
